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Tax Benefits of Having a Mortgage

Tax Benefits of Having a Mortgage Written by abigail May 11, 2021  Mortgage 101 | Uncategorized  mortgage loan | tax benefits Photo by Romakoma via Shutterstock As a homeowner you want to be aware of the various tax breaks you can get in regards to...

Is a 15 Year Mortgage a Good Idea

Is a 15 Year Mortgage a Good Idea Written by abigail Feb 22, 2021  Mortgage 101 | Uncategorized  first time home buyer | home buying Some homeowners love the idea of a 15 year mortgage. They don’t like the idea of taking 30 years to buy their home so...

Buying a Home: What You Should Do First

Buying a Home: What You Should Do First Written by Cameron Odom Feb 18, 2021  Mortgage 101  pre-qualification letter Buying a home is one of the most exciting experiences in our lives, but we find ourselves wondering, “Where do I begin?” A common...

Closing Costs – Explained

Closing Costs – Explained Written by Cameron Odom Feb 2, 2021  Mortgage 101  Closing Costs What Are Closing Costs? Closing costs are one of the most important aspects of your journey to purchasing a home. You may have heard of them from your...

What is a 15-Year Fixed Mortgage?

What is a 15-Year Fixed Mortgage? Written by Cameron Odom Oct 28, 2020  Mortgage 101  15-Year Fixed | Conventional Loans What is a 15-year fixed mortgage? In the mortgage industry, there are a variety of different loans that help match borrowers...

How to get Pre-Approved for a Mortgage

How to get Pre-Approved for a Mortgage Written by Cameron Odom Oct 28, 2020  Mortgage 101  Pre-Approval Pre-Approved = Preferred Buyer When shopping for a new home, the first step a borrower can take is to get “pre-approved” for a mortgage. Sellers...

Understanding Disclosures

Understanding Disclosures Written by Cameron Odom Oct 28, 2020  Mortgage 101  Disclosures Two Primary Documents As a borrower, you’ll quickly understand the back and forth communication and constant exchange of documentation with your lender during the...

Types of Mortgage Loans

Types of Mortgage Loans Written by Cameron Odom Oct 27, 2020  Mortgage 101  Loans What is a mortgage? A mortgage, by definition, is a debt instrument secured by the collateral of specified real estate property, that the borrower is obliged to pay back...