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Simple & Secure Mortgages.

Simple & Secure Mortgages.

Prequalify in Minutes

Become prequalified faster than it takes to brew your morning joe.

A Simple & Efficient Process

Select your rate, apply entirely online, and we’ll take care of the rest.

1. Select Your Rate

View current mortgage interest rates; no personal info is required.

2. Apply Online

Apply in less than 10 minutes. A Loan Pro is on demand to assist if needed.

3. Prequalified

Your application is reviewed for immediate pre-qualification.

4. Conditions Collected

E-sign your estimate & safely upload the essential docs for final approval.

5. You're Approved

You receive your final numbers for closing.

6. All Done!

The papers are signed. Enjoy your new or refinanced home!

Already Started? Login Here!

Connect with a Loan Pro

Want to learn more about how to get started? Reach out to one of our Loan Pros - they're ready to help!

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Realtors, learn why agents love Rosegate!

Rosegate Mortgage IconRosegate Mortgage

13860 Ballantyne Corporate Place Suite 400, Charlotte

5.0 47 reviews

  • Avatar Jake Cook ★★★★★ a week ago
    It was a pleasure working with Rosegate for my mortgage needs. Everyone on the staff, especially my loan pro Grant Hall, were extremely professional and personal. The staff made every step very digestible and intuitive. If you are looking … More for top class customer service with personalized advice based on your loan needs - then Rosegate Mortgage is your place.
  • Avatar Andrew Allen ★★★★★ a week ago
    Bryce and his team at Rosegate are redefining transparency and what it means to be truly customer-centric within the mortgage industry.
    Rosegate let's you instantly see rate options without handing over your personal information.
    … More Rocket Mortgage by comparison makes you put in your email, phone number, and other personal information before they even show you rates.
    If you are looking to buy a home (like I did) or refinance (like I was considering) start and end your journey with Rosegate. This team is market-savvy and knows how to simplify the complicated process of securing the most important loan in your life.
    Thanks Rosegate!
  • Avatar Hyunkyoung Kim ★★★★★ 4 weeks ago
    I am so thankful that I met Austin when I started looking for a house in Charlotte, NC. He provided very professional and excellent service through the whole process. While I tried more than 10 offers, he was always ready to respond quickly … More even it was a late night or weekend. His team helped me to close my loan smoothly in 30 days and also introduced a nice real estate agent.
  • Avatar Joel Hall ★★★★★ 4 weeks ago
    The team at Rosegate is professional, highly responsive and truly just a lot of fun to work with. On top of all that, I can confidently say they offer the best rates of any mortgage company in the country. I cannot say enough good things … More about my experience and I have already recommended them to many friends and family members. They made buying our first home simple and a joyful experience.