Simple & Secure Mortgages.

Simple & Secure Mortgages.

Prequalify in Minutes

Become prequalified faster than it takes to brew your morning joe.

A Simple & Efficient Process

Select your rate, apply entirely online, and we’ll take care of the rest.

1. Select Your Rate

View current mortgage interest rates; no personal info is required.

2. Apply Online

Apply in less than 10 minutes. A Loan Pro is on demand to assist if needed.

3. Prequalified

Your application is reviewed for immediate pre-qualification.

4. Conditions Collected

E-sign your estimate & safely upload the essential docs for final approval.

5. You're Approved

You receive your final numbers for closing.

6. All Done!

The papers are signed. Enjoy your new or refinanced home!

Already Started? Login Here!

Connect with a Loan Pro

Want to learn more about how to get started? Reach out to one of our Loan Pros - they're ready to help!

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Realtors, learn why agents love Rosegate!

Rosegate Mortgage IconRosegate Mortgage

13860 Ballantyne Corporate Place Suite 400, Charlotte

5.0 60 reviews

  • Avatar Allison Henry ★★★★★ in the last week
    Rosegate Mortgage is the best in the business, hands down. I live in Maryland and have used Rosegate for both a refinance and new financing in the past 3 months. Across experiences, Bryce and team were responsive to questions and needs … More even on weekends, provided status updates at every point in the process, and were incredibly quick. Their online platform and seamless teamwork enabled start to close within 3 weeks. Go with Rosegate - you'll be treated like family and won't be disappointed!
  • Avatar Maria Dennison ★★★★★ 2 weeks ago
    5+++ stars! I cannot say enough about our fantastic experience refinancing our home with Rosegate Mortgage. Andrew and the Rosegate team were professional and friendly, and kept us apprised of the process every step of the way. They obtained … More a great rate for us and we closed within a month without issue. We were very impressed (and surprised) with how easy the whole process was. Thank you again!
  • Avatar Rhonda Pope ★★★★★ a month ago
    I had the pleasure of working with Austin Duke for my first home purchase and I couldn't be more excited to write this review. Austin went above and beyond to make my first experience go as smooth as possible. He mentioned it was … More his first time but you wouldn't be able to tell because he was so professional and knew his stuff. Austin was awesome through it all up to the day I closed he checked on me to make sure everything went well. Thanks again Austin!
  • Avatar Jake Cook ★★★★★ a month ago
    It was a pleasure working with Rosegate for my mortgage needs. Everyone on the staff, especially my loan pro Grant Hall, were extremely professional and personal. The staff made every step very digestible and intuitive. If you are looking … More for top class customer service with personalized advice based on your loan needs - then Rosegate Mortgage is your place.