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Simple & Secure Mortgages.

Simple & Secure Mortgages.

Prequalify in Minutes

Become prequalified faster than it takes to brew your morning joe.

A Simple & Efficient Process

Select your rate, apply entirely online, and we’ll take care of the rest.

1. Select Your Rate

View current mortgage interest rates; no personal info is required.

2. Apply Online

Apply in less than 10 minutes. A Loan Pro is on demand to assist if needed.

3. Prequalified

Your application is reviewed for immediate pre-qualification.

4. Conditions Collected

E-sign your estimate & safely upload the essential docs for final approval.

5. You're Approved

You receive your final numbers for closing.

6. All Done!

The papers are signed. Enjoy your new or refinanced home!

Already Started? Login Here!

Connect with a Loan Pro

Want to learn more about how to get started? Reach out to one of our Loan Pros - they're ready to help!

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Realtors, learn why agents love Rosegate!

Rosegate Mortgage IconRosegate Mortgage

3540 Toringdon Way Suite 203, Charlotte

5.0 35 reviews

  • Avatar Joel Hall ★★★★★ in the last week
    The team at Rosegate is professional, highly responsive and truly just a lot of fun to work with. On top of all that, I can confidently say they offer the best rates of any mortgage company in the country. I cannot say enough good things … More about my experience and I have already recommended them to many friends and family members. They made buying our first home simple and a joyful experience.
  • Avatar rgumuk12 ★★★★★ a month ago
    Absolute great experience from start to finish! Grant and the team were fantastic in helping me find the right loan at a wonderful rate. I always dread the process of collecting all of the needed information for underwriting, but this … More was much easier than in the past. Grant was so prompt at returning my emails and phone calls and was always able to answer my questions. The time from locking in the loan to closing was 18 days! That is crazy fast. Thanks so much, Rosegate!
  • Avatar Alex Murphy ★★★★★ a month ago
    Wow! What an awesome team! Great communication and thorough details. This team helped my family get our dream home through all the headaches of COVID. Seriously you have to get with these guys now! Ask for Bryce and he'll get you covered. … More His team is the absolute best! 10/5 Stars, highly recommend!
  • Avatar Todd Neal ★★★★★ a month ago
    My wife and I were recently referred to Rosegate for a cash-out refinance of two properties. I can honestly say that this was the easiest closing/refi we have ever experienced. Grant was exceptional to work with along with Jenna and Bryce … More who all provided excellent advice, professionalism, and service from beginning to end. Application process was as simple as it gets and we will highly recommend them to friends and family going forward. Thanks again Rosegate team for all your help!